Cheapest Van To Insure

Panel are the bread and butter of UK businesses. They’re typically bigger than your average car-derived van but the best examples are compact enough for driveways and other tight spots that workers need to access, with plenty of cargo capacity for deliveries or tools of the trade.

We’ve crunched the numbers and found the new and used panel with the lowest insurance groups under the 1-20 rating system – none of which are any higher than group 5E – so you can maximise your practicality and keep a lid on premiums.

The previous generation Citroen Dispatch has the lowest insurance group of any new or used UK panel van, at 3E. It doesn’t actually matter if you go for the least powerful 1.6-litre HDi 90PS model or the 125PS 2.0-litre HDi, as both are available in the same rock-bottom group. You can also choose from L1H1 and L1H2 and 1000 or 1200 specifications without deviating from insurance group 3E. 

What's The Cheapest Van To Insure?

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

If you’re after a new panel van or something with a lot more space but want to keep your premiums to a minimum, then Citroen is once again the answer, as the current Relay starts only insurance group higher than the Dispatch, at 4E. This applies to the entry-level 110PS 2.2-litre HDi engine, and the 30 L1H1 model in standard or Enterprise trim levels, and the Relay is known for being one of the best in its class to drive.   

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used MoneySupermarket.com for these sample quotes *.

The 10 Cheapest Vehicles To Insure In 2022

The Trafic shares its underpinnings with the Vauxhall Vivaro and the Nissan Primastar of this generation, and it was the Renault that proved the most popular of the three. It’s a good quality and comfortable medium-sized van, and starts in insurance group 4E. Within that group, you can find both 90PS and 115PS versions of the 2.0-litre dCi diesel engine and the company’s Quickshift six-speed semi-automatic gearbox, as well as a conventional manual.

Seeing as it's the sister van to the Renault Trafic, it’s no surprise that the Vauxhall Vivaro also starts in insurance group 4E. The Vauxhall has a much larger range of models available within that group, though, covering everything from short and long-wheelbase , standard and high roof variants, economy-themed Ecoflex models and, as with the Renault, both 90PS and 115PS versions of the 2.0-litre CDTi diesel engine, along with manual and automatic transmissions.

It may be a large van, but the Fiat Ducato starts off in a pretty low insurance group: 5E. However, models in this group are older versions, fitted with Fiat’s 2.2-litre Multijet diesel engine with either 100PS or 120PS and in short or medium-wheelbase guise. The engine has since been replaced by a cleaner and generally superior 2.3-litre unit, though that version is costlier to insure.

Campervan Insurance: The Best Insurance Options For Van Life

The previous generation of Britain’s best-selling panel van starts in insurance group 5E, which covers a huge array of different variants. You can bag a 2.2-litre TDCi model with anything from 85PS to 145PS with a low, medium or high roof and the same three-way choice of wheelbases – all in group 5E. The Transit’s mammoth new sales mean you can pick up a used example anywhere, and it’s far from difficult to find one that’ll meet your requirements.  

The NV200 is unique to Nissan in that it doesn’t share its underpinnings with other manufacturers, as is the case with the NV400 and Primastar. As a result, it’s more car-like to drive, with a very good ride and has a spacious interior. It starts in insurance group 5E, though that limits you to 90PS 1.5-litre dCi engine in either E or Visia trim levels.  

Peugeot’s equivalent of the Fiat Ducato and the Citroen Relay is far from unreasonable to insure, as it starts in group 5E. Models available in that group are the 330 L1H1 and L1H2 100 and 110, in standard, Professional or Special Edition Professional trim levels. The 2.2-litre HDi diesel engines are strong and Peugeot’s 100, 000-mile LCV warranty means newer, lower mileage versions may still have some factory cover.  

Compare Cheap Van Insurance Quotes At Q4 Insure

The Toyota previous-gen Proace is based on the Citroen Dispatch and provides high levels of comfort, refinement and equipment. It starts in insurance group 5E, which applies to L1H1 and L1H2 models with a 90PS 1.6-litre diesel engine or a 2.0-litre with either 128PS or 163PS, so there’s plenty of choice if you want a more powerful unit without suffering a higher insurance group.   

The Volkswagen Transporter is among the best-selling in the UK, and with good reason, as even the previous generation T5 model is extremely refined and car-like to drive. Those big sales also mean it’s easy to pick up a second-hand example just about anywhere, which is great news, as the T5 starts in insurance group 5E. That gets you a short-wheelbase model with an 84PS 2.0-litre TDI engine, a standard or medium roof and basic, Trendline or Highline specifications.  

Sometimes we show a link with a * next to it. It means that it is an affiliate link and as a result helps HonestJohn.co.uk stay free to use. It's tracked to us and if you go through it, it can sometimes result in a payment or benefit to the site.As van insurance premiums are calculated on a wide range of factors, there is no simple answer to which particular van is the cheapest to insure.

Top 10 Cheapest Vans To Insure For Over 31s

A smaller van is generally cheaper to insure than a larger one. The entry level small panel vans with a fairly low spec are often cheaper than the same model with all of the bells and whistles. This means they’re cheaper to replace and therefore cheaper to insure.

You need a van that is big enough for your intended purposes, but by choosing the smallest and lightest vehicle possible in that category, you stand a good chance of keeping your van insurance costs lower.

By looking at the bestselling small and large vans from July 2017 and then analysing quotes made on The Van Insurer between June and August, we’ve found which of these popular vans are the cheapest to insure.

Going The Way Of Minivans: Minivans That Will Cost You Less To Insure [updated]

Engine size and top speed both influence which insurance group your van belongs to and, as you might expect, smaller engines have lower top speeds and are therefore deemed less likely to be involved in a serious accident by insurers.

A smaller engine, as with cars, often means that insurance premiums are cheaper; as, in the eyes of insurance providers, the less powerful the engine, the less risk of a claim being made.

The last thing that a van driver needs is their vehicle to be underpowered for the tasks they do regularly, so only choose a van with the lowest engine category that can still do the job you need it for.

These Are Some Of The Cheapest Cars To Insure

A van which has been modified is often more expensive to insure than one which maintains the manufacturer’s original specifications. This is because the insurance policy will have to cover the cost of getting a replacement van to the same state as the original.

Some modifications might not increase van insurance costs, but every insurance provider has their own rules on this, so most second hand van drivers prefer to buy a vehicle with no permanent aftermarket modifications.

We analysed 3.4 million quotes given by our online portal over a period of three years and broke the results down by van makes to give an average annual van insurance cost*:Cheap van insurance can be something of a minefield, as it’s often tricky to find the vehicles with the lowest premiums. Worry not, though, as we’ve scoured our way through the UK’s insurance database to uncover the with the lowest starting insurance groups under the 1-20 rating system.

Daily Van Insurance

All of the models in this list are on sale today (new or used) and none occupy a higher insurance group than 3E.  

The Citroen Berlingo is one of the most-popular compact on sale and, along with the three succeeding models on our list, starts in the lowest possible insurance group of 1E. That applies to both the 95PS 1.6-litre petrol engine and the 75PS and 90PS versions of the 1.6-litre HDi diesel unit. All models in this insurance group have the L1 625 body, but there’s plenty of choice of trim levels, as they span X, LX, Enterprise and XTR+. 

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

How To Make Your Van Insurance As Cheap As Possible

It’s all but identical to the Citroen Berlingo under the skin, so it’s hardly a surprise that similar versions of the Peugeot Partner also start in the very lowest insurance group of 1E. As with the Partner’s sister van, that

Posted by abukhanzafathiaulia